Congratulations! You’ve taken the first step towards safeguarding yourself. Life can be full of surprises. Health insurance protects you from crippling medical debt that can push you to bankruptcy. Paying for health insurance is an added expense, but having none costs a lot more.
I’m an uninsured young adult under the age of 26
Now you can get coverage under your parent’s plan until your 26th birthday, unless you get a job with coverage before then. The plan can not drop your coverage if you get sick. No lifetime caps can be imposed with annual maximums phased out over time.
In 2014, if your income is below $43,320, the government will help pay your premiums in the form of a subsidy, from a state run health insurance exchange. The exchange will offer a menu of plans with a minimum set of standardized benefits for easy, transparent comparison shopping.
If you are offered coverage through an employer, you can still buy insurance through the exchange if the employer’s plan costs too much. You employer may also give you a voucher to buy insurance through the exchange.
I’m an uninsured individual, with a pre-existing condition
Now you can get subsidized coverage through a new national high risk insurance program until 2014. Premiums will be based on the standard population and not on health status. No lifetime caps can be imposed with annual maximums phased out over time.
In 2014, if your income is below $43,320, the government will help pay your premiums in the form of a subsidy, from a state run health insurance exchange.
I’m an uninsured healthy individual
You can already qualify for health insurance! What are you waiting for?
In 2014, if your income is below $43,320, the government will help pay your premiums in the form of a subsidy, from a state run health insurance exchange.
Okay, I’ll start shopping for a plan. How else will reform impact me? Better Protections Now
